Health Risk, Income, and Employment-Based Health Insurance
作者: M. BundorfBradley HerringMark Pauly
刊名: Forum for Health Economics & Policy, 2010, Vol.13 (2)
中文刊名: 健康经济和政策论坛, 2010, Vol.13 (2)
来源数据库: Berkeley Electronic Journal
关键词: health riskincomeemployment-based health insurance
英文摘要: While many believe that an individual's health plays an important role in both their willingness and ability to obtain health insurance in the employment-based setting, relatively little agreement exists on the extent to which health status affects coverage rates, particularly for those with lower incomes. In this paper, we examine the relationship between health risk and the purchase of group health insurance and whether that relationship differs by a person's income and whether they obtain coverage in the small, medium, or large group market. Using the panel component of the 1996-2002 Medical Expenditure Panel Survey (MEPS), we find that health risk is positively associated with private health insurance across the different markets, and that this positive relationship is stronger for...