P2P lending: An overview of Indian P2P lending platforms
作者: Rupinder Katoch
刊名: International Journal of Research in Social Sciences, 2016, Vol.6 (6), pp.570-585
来源数据库: Indianjournals.com
原始语种摘要: In this age of sophisticated technology and rapid economic growth, India still has a largely unbanked and underserved population by the country's financial institutions. With more than 50% of the population with no access to formal funding, the country has largely been reliant on borrowing from friends and family, community, or the private money lenders.(Source: RBI)This is where Peer-to-Peer (P2P) Lending comes in rapidly growing Indian economy. P2P platforms provide the same facility with the help of technology thus enabling a much wider network of borrowers and lenders, and a win-win situation as the lenders earn more than the average return on bank deposits while the borrowers get cheaper funds. Present study compared P2P lending practices of 5 out of 36 P2P lending platforms in India...

  • 经济的 未封火的
  • lending 出租
  • country 地方
  • borrowing 借款
  • adoption 采纳
  • funds 经费
  • economy 经济
  • money 金钱
  • unbanked 未封火的
  • economic 未封火的
  • rapidly 迅速地