Dual market competition and deposit rate setting in Islamic and conventional banks
作者: Céline MeslierTastaftiyan RisfandyAmine Tarazi
作者单位: 1Université de Limoges, LAPE, 5 rue Félix Eboué, 87031, Limoges Cedex, France
2Faculty of Economics and Business, Universitas Sebelas Maret, Jl. Ir. Sutami 36A, Surakarta 57126, Indonesia
刊名: Economic Modelling, 2017, Vol.63 , pp.318-333
来源数据库: Elsevier Journal
DOI: 10.1016/j.econmod.2017.02.013
关键词: Deposit rateCompetitionDual banking marketIslamic and conventional banks
原始语种摘要: Abstract(#br)This paper addresses the issue of competition in dual banking markets by analyzing the determinants of deposit rates in Islamic and conventional banks. Using a sample of 20 countries with dual banking systems over the 2000–2014 period, our results show significant differences in the drivers of Islamic and conventional banks' pricing behavior. Conventional banks with stronger market power set lower deposit rates but market power is not significant for Islamic banks. In predominantly Muslim environments, conventional banks set higher deposit rates and further higher when their market power is lower. Whereas conventional banks are influenced by the competitiveness of Islamic banks, Islamic banks are only affected by their peers in predominantly Muslim countries. Our findings...
全文获取路径: Elsevier  (合作)
影响因子:0.557 (2012)

  • market 市场
  • competition 竞争
  • banks 管束
  • banking 筑堤
  • conventional 常规
  • pricing 定价
  • rates 地方税
  • their 他们的
  • issue 
  • higher